The 14K Gold Vermeil Sand Dollar Necklace with Cubic Zirconia is an intricate accessory. A cluster of gleaming White Cubic Zirconias is inlaid within the Sand Dollar. Additionally, the necklace uses the highest quality 925 Sterling Silver with a thick layer of 14K Gold. Similarly, this necklace features a delicate 18″ Gold Vermeil cable chain with an extender in the form of a sliding ball clasp. The ball clasp features a silicon core that allows smooth and effortless length adjustment of the chain.